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Types:
Consumer Loans
* APR=Annual Percentage Rate. If qualified - other rates apply based on our underwriting policy.
The Prime Rate is as reported in The Wall Street Journal on the first business day of the month.
HOME EQUITY LOANS: See Full Loan Payment Examples
Type of Loan Minimum Maximum Term APR* Action
Home Equity Balloon Loan $15000 Minimum $250000 5 Years 5.00%
Home Equity Loan, Fixed Rate $15000 Minimum $250000 5 Years 4.75%
$15000 Minimum $250000 7 Years 5.25%
$15000 Minimum $250000 10 Years 5.50%
Other rates available. Contact PFCU directly for more information.
PFCU Flex - Line Of Credit ** $20000 Minimum $250000 Maximum 30 Years Prime Rate
Floor: 4.00%
Home Equity Loan, Prime LOC ** $20000 Minimum $250000 Maximum 15 Years Prime Rate
Floor: 4.00%
** The APR for all Equity Lines of Credit may vary and is based on the U.S. prime rate as published in the The Wall Street Journal. The minimum "floor" APR on all Equity Lines of Credit is 4.0% and the maximum APR that can apply is 18%.
Home Equity Loan Payment ExamplePer $15,000 borrowedPer $1000 borrowed
As low as 5.50% for 120 months$162.86 per month$10.86 per month
Other rates available. Contact PFCU directly for more information.


+ Rates are for comparison only. Actual rates may vary, please call the credit union for the most up to date rate information.
+ Not responsible for typographical errors.
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by NCUA.
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